The Preferred Solution
Meet Brian and Kendra
Their options are to use their taxable investments or use the cash value of a life insurance policy as collateral for a bank loan.
Which is the more tax-efficient solution?
Preferred Retirement – Illustrating a Joint Last to Die Contact.
Taxable Investments – Illustrating a 6% annual rate of return.
Using participating whole life insurance as collateral for a tax-free bank loan, Brian and Kendra supplement their retirement income and create a significantly larger estate.
Some of the benefits of the Preferred Retirement