There are many financial products in the market today, so choosing the ones that best meet your needs and align with your goals is important.
That’s where we can help. From retirement planning, to financing your child’s post-secondary education, to ensuring your family is financially protected, to creating a lasting legacy, Zakus Kowalchuk LLP can help! We will take the time to get to know you so we can build a customized plan that is tailored to your goals, values and current financial position.
Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably.
"Your Nest Egg" is the corner stone in your Retirement Plan.
For individuals, a mix of registered, non-registered, tax free savings accounts and even Whole Life Insurance will help you achieve your short term and long term goals.
Proper allocation is important.
Behavioral Cash Flow Planning provides specific advice on your personal spending based upon a standardized process to take into account your income, expenses, proximity to retirement, assets, liabilities and recommend how much you can spend on the things you can control.